What to Know About Workers’ Compensation Claims in South Carolina
Working at a construction site can be dangerous, and if you sustain an injury while on the job, it is important to understand your rights as an employee. In South Carolina, as with many other states, workers’ compensation is a legal remedy that may protect injured employees from losses related to their injury. It is important for South Carolina residents to know their rights when filing for workers’ compensation and the steps that must be taken after suffering a workplace injury.
Employer Liability When Filing Workers’ Compensation Claims
When filing for workers’ compensation in South Carolina, employers are liable for any medical expenses or lost wages up to a certain amount. The amount of coverage depends on the nature of the injury and the type of work performed by the employee; however, under no circumstance will an employer be required to pay more than $200,000 per claim. Additionally, employers are not liable for injuries caused by an employee’s own negligence or intentional misconduct.
Types Of Benefits Available Through Workers’ Compensation Claims
In most cases, workers’ compensation benefits cover medical bills associated with treating a work-related injury or illness as well as disability payments if the injured party cannot return to work due to their condition. Some claims may also include lost wages if an employee must take time off work while recovering from their injury or illness. In some cases, death benefits may be available if the employee died due to their workplace injuries.
Filing A Workers’ Compensation Claim In South Carolina
If you have sustained an injury while working at a construction site in South Carolina, it is important that you report it right away. You should notify your employer of your injury within 30 days so they can file a claim with the state insurance fund (also known as SCIF). You will then need to submit medical evidence supporting your claim along with proof of income and any other documents requested by SCIF. Once all documents have been submitted, SCIF will review your claim and determine whether you are eligible for benefits.
If you suffered an injury while working at a construction site in South Carolina, it is important that you understand how workers’ compensation works and what options are available for obtaining financial assistance for your losses related to the incident. Employers are responsible for covering medical expenses and lost wages up to certain limits depending on the severity of the injury or illness; however, they are not liable for negligent or intentional misconduct on behalf of their employees. If you need assistance understanding your rights or filing a claim in South Carolina, contact Isaacs & Alley LLC today - we specialize in helping individuals who have been injured while on the job obtain financial relief through workers’ compensation claims. We look forward to hearing from you!